Thursday, July 30, 2009

Home Sweet Home

I haven't written anything in a long time! I always have good intentions of starting things but sometimes don't finish them. I will try to do better to stay up with the blog but I'm not going to promise! :)

This summer has been very random and kinda crazy. It is an extra long summer for Putnam County employees since we are moving 4 schools this summer. I've enjoyed it but part of me is ready to start back so I can get back into a routine and structure! I know in a few months I will read this again and wonder what in the world I was thinking! That's how it always seems to go for me though. At the end of Summer I'm always ready to get back to work and for Fall to come. I LOVE LOVE LOVE Fall time. I just wish GA actually had good Fall weather and prettier leaves. One day I would love to go up to New England to see how pretty Fall is up there. My dad was born and raised in the Boston area and always told me stories of how pretty it is up there. I will get there one day...just not this year! Then Fall comes and I'm ready for Christmas. Then Winter is here and I'm ready for Spring right away. Then when Spring is here I'm about ready for Summer break. I'm never ready for Summer weather! LOL! I'm not a fan of shorts and well, the bigger you are the more you sweat, so I'm not a fan of hot weather cuz I HATE to sweat!
At thebeginning of my Summer in June I went to Italy. It was AMAZING and I really want to go back again. I will hopefully get around to writing some about that. I had intentions of journaling while I was over there, but that didn't happen! I was too exhausted by the time we got to the hotel at nigth to do anything other than shower and sleep! But I am going to try to put up some pics with a story from what I can remember. That will be a while though because the rest of my Summer will be spent unpacking a classroom and a house!
This Summer the Lord blessed me by giving me my very first house. It was so crazy how it all happened. I wasn't even looking for one because well, I couldn't afford anything on my own. So I was actually thinking of going back to school this Fall to get my Masters (which I still want to do) then when I was done with that I was going to start looking at houses again. However, God had different plans for me. I actually went to look at a different house that someone told me about that was a foreclosure. I went to go look at it and then found out it had already been sold. On my way out of the neighborhood, I saw another house that I've passed a million times that had been for sale for a while. It looked cute on the outside and I was curious to see how much it was. It had a huge sign that said REDUCED. I "knew" it would be too much but I figured what the heck. Can't hurt to look. So I wrote down the name of the realtor and when I got home, I searched for it on the Internet. When I found it, I saw more pictures of the inside and LOVED it right away and saw that it said "seller motivated please bring offers." I noticed that the asking price was more than I could afford but might not be too far away from a negotiation and the seller was motivated after all. So I emailed the realtor that night and schedule an appointment to look at the house that Monday. Of course when I saw the house and "toured" it I loved it immediately. So I was curious to see what I could afford. So I made an appointment with loan officer. I didn't get my hopes up because I was told the last time I went to do this that I wouldn't be able to afford anything over 100,000. But I decided to go to someone different this time.
So when I went in I actually qualified for a special loan because I made below a certain amount of money (being single finally paid off...hahaha!). That special type of loan made it to wear I didn't have to pay something (sorry can't remember all the "economical terms") but basically cut my monthly payment down by $100 or so. Well, after adding everything up it looked like my monthly payment was actually doable. I almost wet my pants. I said...Are you sure we've calculated everything because usually by now I am crying cuz there's no way I can afford a house. LOL! She said yes that is what your estimated monthly payment would be. So I went back and checked my budget again and again and again just to make sure cuz you know this is a big decision and all. Well, I talked with my parents and they helped me come up with an offer. So all of this happened within a week. It was exactly a week since I had seen the house and I went and put what I thought was a crazy offer that she would never accept. Well, I got a call back and the realtor said that she didn't accept my offer but she countered offered and it was still within my limit so I said I WILL TAKE IT!!! So then of course comes all the other stuff that goes with a house...signing a million papers and signing away your life! I had exactly a month before closing.
Well, here it is July 30th...I closed on the house yesterday and everything went smoothly. I even got some money back and because they had overestimated my insurance, my monthly payment has even gone down about $30 more! I have my keys and have started to move things in as much as I can on my own. I still can't believe that I have MY OWN house! It's so crazy. It was TOTALLY a GOD thing. I can see Him all the way through. I have no idea why He chose to bless me because I sure do NOT deserve it but I will gladly take it and give him the praise and glory for it! Thanks you God! :) I guess maybe he is rewarding me for being nieve (sp) enough to have tithed on my loans when I got them in college because I didn't know better! Apparently most people don't tithe on loans but I did! LOL!!! I just thought that you tithe on any money that the Lord gives you because to me it's still coming from Him! I always tithed on them and He always took care of me. Maybe that's why He is allowing me to have a house...LOL!! Who knows but God is good...all the time! Even when things are bad...He's still good. When things are good...He's still good! He's good all the time!

I will try to get pictures up. Everytime I've gone to the house I have forgotten my camera. Hopefully I will remember tomorrow! :)

2 comments:

  1. Becki, I am so proud of you...for blogging and for your FIRST house! I can't wait to see it tomorrow!

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  2. So glad that you are a home owner. Do you feel like you are all grown up? Can't wait to see it!

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